Swipe Your Card As Credit

ScoreCard® Reward Points

Now you can turn the dollars you spend into Reward Points simply by using your Palmetto Citizens debit or credit card. Combine Points between your accounts, or other members' accounts, for greater reward options. There is no fee to participate and no activation is required. You can redeem your points for travel and brand name merchandise.

EXPIRING POINTS: Points are valid for 5 years. Points earned between September 2010 and August 2011 will expire on August 31, 2016. View your monthly email statement from ScoreCard or call ScoreCard at 1-800-854-0790 to find out how many of your Points will be expiring. Visit ScoreCard to view your Point balance and available rewards.

Earn Points

CREDIT CARDS: Earn one Reward Point for every $1 in net purchases you charge to your Palmetto Citizens Visa credit card.

DEBIT CARDS: Many times when you make a purchase with your debit card, you can choose "CREDIT" and sign for the transaction or you can enter your PIN (Personal Identification Number). Debit transactions processed without the use of a PIN will earn one point for every $3 spent.

There is no limit to the number of points you can receive, so the more you use you credit card or debit card for credit transactions, the more you reward yourself! Points are valid for 5 years and are redeemable until the August 31st after expiration.

View Point Balance

Login and track your daily point balance at www.scorecardrewards.com. Once logged in, you can also view available rewards, combine Reward accounts, create a wish list and redeem your points. When you login for the first time you will need to provide your First and Last Name (as it appears on your card), your card number and the billing zip code of your card. At this time you can also create a Login ID and Password to access your account in the future.

Redeem Points

There are a variety of merchandise and travel options:

  • Travel: Redeem your points for airline tickets, hotel accommodations, rental car certificates, cruises and vacation packages to travel to destinations in the U.S. and around the world.
  • Merchandise: You can choose from over 600 brand-name items in the ScoreCard® merchandise catalog. You'll find electronics, furniture, toys, sporting goods and more. Plus, shipping is free!

The complete showcase can be viewed at www.scorecardrewards.com. Catalogs showing an array of brand-name merchandise and travel benefits are also available at each of our service centers.

Combine Points

Members can combine their Reward Points between their multiple accounts or with other qualified Palmetto Citizens members for greater reward options.

Combine with members sharing the same last name and address - Simply log into your account through the ScoreCard® website and click on Householding to combine points with another one of your accounts or another member who shares your same address (on file with PCFCU) and last name (as it appears on your card).

Combine with members NOT sharing the same last name and address - Visit any one of our service center locations to complete the needed documentation. All parties must be present to make this request. Please bring a valid photo ID.


  • All combination of ScoreCard® Points are FINAL. Points cannot be divided up and placed back to individual accounts once they have been combined.
  • In order to combine points, a primary account must be selected (Head of Household Account). All secondary accounts being added to the Head of Household Account will be referred to as Contributing Accounts. There is not a limit to the number of accounts that can be combined.
  • Once accounts are combined, any one of the account holders may redeem the collective points.

Contact ScoreCard® Rewards

Type Information Details
Telephone Program Inquiries & Merchandise Redemption
Hours: 24 Hour Support (except major holidays)
1-800 854-0790
Telephone Travel Reservations or Inquiries
Hours: 8am - 12am (7 Days a Week)
1-855 483-5005
Website View Catalogs / View Point Balance / Redeem Points
Hours: 24hrs / Day (7 Days a Week)

Points have no cash value. Points in this Program cannot be exchanged for cash or credit, may not be used with any other offer, promotion or discount, cannot be combined with cash to obtain an Award and cannot be earned from or transferred to any other rewards program, unless otherwise specified.